Natural Disaster Risk — ZIP Code 46349

Natural Hazard Profile: ZIP 46349, Indiana

ZIP 46349 in Lake Village sits in the Great Lakes region. Its humid continental climate produces cold winters and warm, humid summers with variable severe weather, and notably spring tornado risk across the state. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 46349 carries an overall risk score of 3.9/10, placing it in the low category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to tsunami and earthquake.

Within Indiana, ZIP 46349's risk is, considerably below the 5.5/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Indiana identifies cold wave as the foremost hazard, followed by tsunami and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 46349 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — cold wave — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.