Natural Disaster Risk — ZIP Code 47958

Natural Hazard Profile: ZIP 47958, Indiana

ZIP 47958 covers part of the Mellott area, in the interior eastern United States. The surrounding region experiences cold winters and warm, humid summers with variable severe weather, with spring tornado risk across the state shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 47958's composite natural disaster risk at 5.3 out of 10 — moderate risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for cold wave and drought risk in their preparedness planning.

ZIP 47958's risk score, near the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are lightning, cold wave, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 47958 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.