🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 52065

New Vienna, Iowa

6.2out of 10
High Risk

Risk Summary for ZIP 52065

ZIP 52065 scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Landslide Tornado

All 18 Hazard Scores

Hail
9.1
Landslide
8.8
Tornado
8.6
Cold Wave
8.1
Strong Wind
8.0
Winter Weather
7.6
Drought
7.2
Extreme Heat
6.6
Ice Storm
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Lightning
4.3
Hurricane
4.1
Earthquake
4.0
Wildfire
3.2
Riverine Flooding
1.0

How it compares

ZIP 52065
6.2
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 52065, Iowa

ZIP 52065 covers part of the New Vienna area, in the interior eastern United States. The surrounding region experiences cold winters, hot summers, and frequent severe weather, with a tornado-active spring season shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 52065's composite natural disaster risk at 6.2 out of 10 β€” high risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for landslide and tornado risk in their preparedness planning.

ZIP 52065's risk score, slightly above the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are hail, landslide, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 52065 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 52065: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Risk for the surrounding area

Local Factors for ZIP 52065

These city-level factors differentiate ZIP 52065 from other communities in Iowa County and provide geographic context for its hazard exposure.

Population

671

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.2/10

Coordinates

42.5835Β° N, 91.1020Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 52065

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.