🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 52750

Goose Lake, Iowa

6.5out of 10
High Risk

Risk Summary for ZIP 52750

ZIP 52750 scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Drought Hail

All 18 Hazard Scores

Strong Wind
9.4
Drought
9.3
Hail
8.9
Tornado
8.2
Landslide
7.5
Ice Storm
7.5
Cold Wave
7.0
Winter Weather
6.5
Extreme Heat
6.0
Lightning
5.8
Wildfire
5.6
Tsunami
5.4
Earthquake
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.3
Riverine Flooding
1.0

How it compares

ZIP 52750
6.5
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 52750, Iowa

Located in the interior eastern United States, ZIP 52750 serves the Goose Lake community. The humid continental climate of this part of Iowa β€” bringing cold winters, hot summers, and frequent severe weather β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 52750's overall natural disaster risk is rated 6.5/10 (High) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include drought and hail.

Relative to other U.S. communities, ZIP 52750's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by wind and drought, as measured by FEMA across Iowa. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 52750's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 52750: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Risk for the surrounding area

Local Factors for ZIP 52750

These city-level factors differentiate ZIP 52750 from other communities in Iowa County and provide geographic context for its hazard exposure.

Population

654

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.6/10

Coordinates

41.9330Β° N, 90.3930Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 52750

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.