🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 53061

New Holstein, Wisconsin

4.7out of 10
Moderate Risk

Risk Summary for ZIP 53061

ZIP 53061 scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Cold Wave Tornado

All 18 Hazard Scores

Hail
8.4
Cold Wave
7.5
Tornado
6.3
Lightning
6.0
Tsunami
5.4
Extreme Heat
5.3
Volcanic Activity
5.1
Strong Wind
4.9
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.2
Hurricane
4.0
Landslide
3.4
Ice Storm
3.0
Earthquake
2.6
Wildfire
2.1
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 53061
4.7
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 53061, Wisconsin

ZIP 53061 covers part of the New Holstein area, in the interior eastern United States. The surrounding region experiences long, cold winters with lake-effect snow and warm summers, with severe blizzards and spring tornado outbreaks shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 53061's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for cold wave and tornado risk in their preparedness planning.

ZIP 53061's risk score, slightly below the 5.4/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are hail, cold wave, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 53061 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for ZIP 53061: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Risk for the surrounding area

Local Factors for ZIP 53061

These city-level factors differentiate ZIP 53061 from other communities in Wisconsin County and provide geographic context for its hazard exposure.

Population

5,144

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.1/10

Coordinates

43.9459Β° N, 88.1180Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 53061

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.