Natural Disaster Risk — ZIP Code 53186

Natural Hazard Profile: ZIP 53186, Wisconsin

ZIP 53186 in Waukesha sits in the interior eastern United States. Its humid continental climate produces long, cold winters with lake-effect snow and warm summers, and notably severe blizzards and spring tornado outbreaks. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 53186 carries an overall risk score of 6.8/10, placing it in the high category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to hail and tornado.

Within Wisconsin, ZIP 53186's risk is, slightly above the 5.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Wisconsin identifies cold wave as the foremost hazard, followed by hail and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 53186's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.