Natural Disaster Risk — ZIP Code 54536

Natural Hazard Profile: ZIP 54536, Wisconsin

ZIP 54536 in Iron Belt sits in the northern tier of the continental United States. Its humid continental climate produces long, cold winters with lake-effect snow and warm summers, and notably severe blizzards and spring tornado outbreaks. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 54536 carries an overall risk score of 3.9/10, placing it in the low category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to cold wave and winter.

Within Wisconsin, ZIP 54536's risk is, considerably below the 5.4/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Wisconsin identifies coastal flood as the foremost hazard, followed by cold wave and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, ZIP 54536 is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers coastal flood — remains prudent for all residents.