🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 55753

Keewatin, Minnesota

5.7out of 10
Moderate Risk

Risk Summary for ZIP 55753

ZIP 55753 scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Strong Wind Landslide

All 18 Hazard Scores

Cold Wave
9.7
Strong Wind
9.0
Landslide
8.3
Extreme Heat
8.2
Lightning
8.0
Winter Weather
6.5
Hail
6.0
Tsunami
5.4
Wildfire
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.7
Avalanche
4.5
Tornado
3.7
Ice Storm
3.3
Hurricane
2.4
Earthquake
1.5
Riverine Flooding
1.0

How it compares

ZIP 55753
5.7
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 55753, Minnesota

Located in the northern tier of the continental United States, ZIP 55753 serves the Keewatin community. The continental climate of this part of Minnesota β€” bringing some of the harshest winters in the lower 48 and warm summers β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 55753's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include wind and landslide.

Relative to other U.S. communities, ZIP 55753's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.2/10 state average. The hazard distribution here is led by cold wave and wind, as measured by FEMA across Minnesota. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 55753 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for ZIP 55753: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Risk for the surrounding area

Local Factors for ZIP 55753

These city-level factors differentiate ZIP 55753 from other communities in Minnesota County and provide geographic context for its hazard exposure.

Population

1,215

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.2/10

Coordinates

47.3969Β° N, 93.0799Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 55753

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.