🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 55946

Kenyon, Minnesota

5.2out of 10
Moderate Risk

Risk Summary for ZIP 55946

ZIP 55946 scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Landslide

All 18 Hazard Scores

Strong Wind
8.5
Hail
8.3
Landslide
8.1
Tornado
7.4
Drought
6.0
Winter Weather
5.6
Tsunami
5.4
Cold Wave
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.6
Avalanche
4.5
Lightning
4.0
Ice Storm
4.0
Hurricane
2.4
Wildfire
2.0
Earthquake
1.6
Riverine Flooding
1.0

How it compares

ZIP 55946
5.2
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 55946, Minnesota

ZIP 55946 in Kenyon sits in the interior eastern United States. Its continental climate produces some of the harshest winters in the lower 48 and warm summers, and notably severe blizzards and spring tornado outbreaks. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 55946 carries an overall risk score of 5.2/10, placing it in the moderate category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to hail and landslide.

Within Minnesota, ZIP 55946's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Minnesota identifies wind as the foremost hazard, followed by hail and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 55946 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for ZIP 55946: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Risk for the surrounding area

Local Factors for ZIP 55946

These city-level factors differentiate ZIP 55946 from other communities in Minnesota County and provide geographic context for its hazard exposure.

Population

3,395

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

44.2613Β° N, 92.9600Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 55946

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.