Natural Disaster Risk — ZIP Code 56236

Natural Hazard Profile: ZIP 56236, Minnesota

Located in the northern tier of the continental United States, ZIP 56236 serves the Dumont community. The continental climate of this part of Minnesota — bringing some of the harshest winters in the lower 48 and warm summers — directly shapes the hazard exposure for properties in this postal area.

ZIP 56236's overall natural disaster risk is rated 3.7/10 (Low) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include winter and tsunami.

Relative to other U.S. communities, ZIP 56236's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by hail and winter, as measured by FEMA across Minnesota. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 56236 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — hail — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.