🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 56311

Barrett, Minnesota

3.7out of 10
Low Risk

Risk Summary for ZIP 56311

ZIP 56311 scores 3.7/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Tsunami Volcanic Activity

All 18 Hazard Scores

Winter Weather
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.6
Avalanche
4.5
Cold Wave
4.5
Landslide
4.1
Drought
4.0
Tornado
3.0
Strong Wind
2.7
Wildfire
2.5
Extreme Heat
2.5
Ice Storm
2.5
Hurricane
2.4
Lightning
2.1
Earthquake
1.5
Riverine Flooding
1.0

How it compares

ZIP 56311
3.7
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 56311, Minnesota

Located in the northern tier of the continental United States, ZIP 56311 serves the Barrett community. The continental climate of this part of Minnesota β€” bringing some of the harshest winters in the lower 48 and warm summers β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 56311's overall natural disaster risk is rated 3.7/10 (Low) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include tsunami and volcano.

Relative to other U.S. communities, ZIP 56311's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by winter and tsunami, as measured by FEMA across Minnesota. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 56311 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” winter β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 56311: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Risk for the surrounding area

Local Factors for ZIP 56311

These city-level factors differentiate ZIP 56311 from other communities in Minnesota County and provide geographic context for its hazard exposure.

Population

666

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

45.8976Β° N, 95.8985Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 56311

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.