🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 56572

Pelican Rapids, Minnesota

6.4out of 10
High Risk

Risk Summary for ZIP 56572

ZIP 56572 scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Cold Wave Strong Wind

All 18 Hazard Scores

Winter Weather
9.8
Cold Wave
9.3
Strong Wind
8.8
Tornado
8.6
Hail
8.4
Landslide
8.4
Wildfire
8.2
Drought
5.9
Lightning
5.5
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
5.0
Ice Storm
5.0
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
2.9
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 56572
6.4
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 56572, Minnesota

Located in the northern tier of the continental United States, ZIP 56572 serves the Pelican Rapids community. The continental climate of this part of Minnesota β€” bringing some of the harshest winters in the lower 48 and warm summers β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 56572's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include cold wave and wind.

Relative to other U.S. communities, ZIP 56572's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.2/10 state average. The hazard distribution here is led by winter and cold wave, as measured by FEMA across Minnesota. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 56572's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 56572: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Risk for the surrounding area

Local Factors for ZIP 56572

These city-level factors differentiate ZIP 56572 from other communities in Minnesota County and provide geographic context for its hazard exposure.

Population

5,827

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.2/10

Coordinates

46.6048Β° N, 96.0868Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 56572

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.