🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 60141

Hines, Illinois

8.0out of 10
Very High Risk

Risk Summary for ZIP 60141

ZIP 60141 scores 8.0/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Extreme Heat Strong Wind

All 18 Hazard Scores

Tornado
10.0
Strong Wind
10.0
Extreme Heat
10.0
Winter Weather
10.0
Cold Wave
10.0
Earthquake
9.9
Hail
9.9
Lightning
9.8
Ice Storm
9.8
Coastal Flooding
9.2
Hurricane
6.6
Landslide
6.2
Wildfire
6.1
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Drought
3.5
Riverine Flooding
1.0

How it compares

ZIP 60141
8.0
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 60141, Illinois

ZIP 60141 covers part of the Hines area, in the Great Lakes region. The surrounding region experiences bitterly cold winters and hot, humid summers, with a severe thunderstorm and tornado season each spring shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 60141's composite natural disaster risk at 8.0 out of 10 β€” very high risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for heat and wind risk in their preparedness planning.

ZIP 60141's risk score, considerably above the 5.8/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are cold wave, heat, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Given ZIP 60141's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.

What this means for ZIP 60141: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Risk for the surrounding area

Local Factors for ZIP 60141

These city-level factors differentiate ZIP 60141 from other communities in Illinois County and provide geographic context for its hazard exposure.

Population

195

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

41.8583Β° N, 87.8379Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 60141

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.