🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 60924

Cissna Park, Illinois

5.1out of 10
Moderate Risk

Risk Summary for ZIP 60924

ZIP 60924 scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Earthquake Hail

All 18 Hazard Scores

Cold Wave
9.4
Earthquake
7.5
Hail
7.1
Tornado
6.3
Hurricane
5.4
Tsunami
5.4
Strong Wind
5.3
Extreme Heat
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.6
Avalanche
4.5
Lightning
4.1
Ice Storm
3.8
Winter Weather
3.6
Drought
3.2
Wildfire
1.6
Riverine Flooding
1.0

How it compares

ZIP 60924
5.1
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 60924, Illinois

ZIP 60924 covers part of the Cissna Park area, in the interior eastern United States. The surrounding region experiences bitterly cold winters and hot, humid summers, with a severe thunderstorm and tornado season each spring shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 60924's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for earthquake and hail risk in their preparedness planning.

ZIP 60924's risk score, slightly below the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are cold wave, earthquake, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 60924 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for ZIP 60924: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Risk for the surrounding area

Local Factors for ZIP 60924

These city-level factors differentiate ZIP 60924 from other communities in Illinois County and provide geographic context for its hazard exposure.

Population

1,565

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

40.5585Β° N, 87.8845Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 60924

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.