Natural Disaster Risk — ZIP Code 62002

Natural Hazard Profile: ZIP 62002, Illinois

Located in the interior eastern United States, ZIP 62002 serves the Alton community. The humid continental climate of this part of Illinois — bringing bitterly cold winters and hot, humid summers — directly shapes the hazard exposure for properties in this postal area.

ZIP 62002's overall natural disaster risk is rated 7.4/10 (High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include heat and tornado.

Relative to other U.S. communities, ZIP 62002's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.8/10 state average. The hazard distribution here is led by hail and heat, as measured by FEMA across Illinois. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 62002 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.