🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 66858

Lincolnville, Kansas

5.9out of 10
Moderate Risk

Risk Summary for ZIP 66858

ZIP 66858 scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hail Wildfire

All 18 Hazard Scores

Ice Storm
9.2
Hail
8.3
Wildfire
8.1
Winter Weather
7.8
Strong Wind
7.7
Extreme Heat
7.4
Tornado
7.3
Lightning
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.5
Avalanche
4.5
Landslide
4.3
Cold Wave
3.8
Earthquake
3.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 66858
5.9
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 66858, Kansas

ZIP 66858 covers part of the Lincolnville area, in the interior eastern United States. The surrounding region experiences hot summers, cold winters, and exposure at the heart of Tornado Alley, with one of the most intense tornado seasons in the world, peaking in May and June shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 66858's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for hail and wildfire risk in their preparedness planning.

ZIP 66858's risk score, slightly above the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are ice storm, hail, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 66858 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for ZIP 66858: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Risk for the surrounding area

Local Factors for ZIP 66858

These city-level factors differentiate ZIP 66858 from other communities in Kansas County and provide geographic context for its hazard exposure.

Population

428

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

38.4746Β° N, 96.9207Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 66858

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.