🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 67120

Peck, Kansas

5.9out of 10
Moderate Risk

Risk Summary for ZIP 67120

ZIP 67120 scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Tornado Drought

All 18 Hazard Scores

Hail
8.3
Tornado
8.2
Drought
8.1
Ice Storm
7.8
Strong Wind
7.1
Extreme Heat
7.1
Cold Wave
7.1
Wildfire
6.9
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Hurricane
4.7
Avalanche
4.5
Landslide
4.1
Earthquake
4.0
Lightning
2.7
Riverine Flooding
1.0

How it compares

ZIP 67120
5.9
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 67120, Kansas

Located in the interior eastern United States, ZIP 67120 serves the Peck community. The semi-arid continental climate of this part of Kansas β€” bringing hot summers, cold winters, and exposure at the heart of Tornado Alley β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 67120's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include tornado and drought.

Relative to other U.S. communities, ZIP 67120's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.2/10 state average. The hazard distribution here is led by hail and tornado, as measured by FEMA across Kansas. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 67120's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 67120: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Risk for the surrounding area

Local Factors for ZIP 67120

These city-level factors differentiate ZIP 67120 from other communities in Kansas County and provide geographic context for its hazard exposure.

Population

575

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

37.4659Β° N, 97.3759Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 67120

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.