Natural Disaster Risk — ZIP Code 67478

Natural Hazard Profile: ZIP 67478, Kansas

ZIP 67478 in Simpson sits in the interior eastern United States. Its semi-arid continental climate produces hot summers, cold winters, and exposure at the heart of Tornado Alley, and notably one of the most intense tornado seasons in the world, peaking in May and June. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 67478 carries an overall risk score of 5.1/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to ice storm and wind.

Within Kansas, ZIP 67478's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Kansas identifies hail as the foremost hazard, followed by ice storm and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 67478's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.