🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 68002

Arlington, Nebraska

5.1out of 10
Moderate Risk

Risk Summary for ZIP 68002

ZIP 68002 scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Hail Landslide

All 18 Hazard Scores

Wildfire
8.4
Hail
8.2
Landslide
7.8
Drought
7.4
Tornado
7.1
Ice Storm
6.0
Strong Wind
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.5
Extreme Heat
2.9
Hurricane
2.4
Winter Weather
2.3
Earthquake
2.1
Lightning
2.1
Riverine Flooding
1.0

How it compares

ZIP 68002
5.1
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 68002, Nebraska

Located in the interior eastern United States, ZIP 68002 serves the Arlington community. The semi-arid continental climate of this part of Nebraska β€” bringing hot summers, cold winters, and open-terrain wind exposure β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 68002's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include hail and landslide.

Relative to other U.S. communities, ZIP 68002's natural disaster risk is above the U.S. national average of 4.5/10, near the 4.8/10 state average. The hazard distribution here is led by wildfire and hail, as measured by FEMA across Nebraska. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 68002's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 68002: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Risk for the surrounding area

Local Factors for ZIP 68002

These city-level factors differentiate ZIP 68002 from other communities in Nebraska County and provide geographic context for its hazard exposure.

Population

2,602

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.4/10

Coordinates

41.5016Β° N, 96.3397Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 68002

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.