🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 68879

Taylor, Nebraska

3.1out of 10
Low Risk

Risk Summary for ZIP 68879

ZIP 68879 scores 3.1/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Coastal Flooding

All 18 Hazard Scores

Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.6
Avalanche
4.5
Drought
4.1
Wildfire
3.9
Ice Storm
2.6
Hurricane
2.4
Winter Weather
2.3
Landslide
2.2
Tornado
2.1
Strong Wind
1.8
Extreme Heat
1.8
Cold Wave
1.7
Lightning
1.4
Earthquake
1.3
Riverine Flooding
1.0

How it compares

ZIP 68879
3.1
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 68879, Nebraska

ZIP 68879 in Taylor sits in the interior eastern United States. Its semi-arid continental climate produces hot summers, cold winters, and open-terrain wind exposure, and notably one of the most tornado-active spring seasons in the central US. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 68879 carries an overall risk score of 3.1/10, placing it in the low category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to volcano and coastal flood.

Within Nebraska, ZIP 68879's risk is, considerably below the 4.8/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Nebraska identifies tsunami as the foremost hazard, followed by volcano and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 68879 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” tsunami β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 68879: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Risk for the surrounding area

Local Factors for ZIP 68879

These city-level factors differentiate ZIP 68879 from other communities in Nebraska County and provide geographic context for its hazard exposure.

Population

377

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

41.8741Β° N, 99.5010Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 68879

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.