🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 69350

Hyannis, Nebraska

3.1out of 10
Low Risk

Risk Summary for ZIP 69350

ZIP 69350 scores 3.1/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Tsunami Volcanic Activity

All 18 Hazard Scores

Wildfire
6.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.1
Landslide
3.3
Hurricane
2.4
Hail
2.4
Winter Weather
2.1
Cold Wave
1.9
Tornado
1.8
Lightning
1.8
Ice Storm
1.8
Extreme Heat
1.6
Earthquake
1.5
Strong Wind
1.4
Riverine Flooding
1.0

How it compares

ZIP 69350
3.1
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 69350, Nebraska

ZIP 69350 in Hyannis sits in the Great Plains. Its semi-arid continental climate produces hot summers, cold winters, and open-terrain wind exposure, and notably one of the most tornado-active spring seasons in the central US. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 69350 carries an overall risk score of 3.1/10, placing it in the low category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to tsunami and volcano.

Within Nebraska, ZIP 69350's risk is, considerably below the 4.8/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Nebraska identifies wildfire as the foremost hazard, followed by tsunami and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, ZIP 69350 is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers wildfire β€” remains prudent for all residents.

What this means for ZIP 69350: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Risk for the surrounding area

Local Factors for ZIP 69350

These city-level factors differentiate ZIP 69350 from other communities in Nebraska County and provide geographic context for its hazard exposure.

Population

375

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 42.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.7/10

Coordinates

41.9867Β° N, 101.7331Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 69350

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.