Natural Disaster Risk — ZIP Code 70049

Natural Hazard Profile: ZIP 70049, Louisiana

ZIP 70049 in Edgard sits in the Deep South. Its humid subtropical climate produces very hot summers, mild winters, and exceptionally high humidity, and notably a lengthy hurricane and tropical storm season. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 70049 carries an overall risk score of 5.8/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and drought.

Within Louisiana, ZIP 70049's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Louisiana identifies coastal flood as the foremost hazard, followed by hurricane and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 70049's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.