🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 70340

Amelia, Louisiana

6.2out of 10
High Risk

Risk Summary for ZIP 70340

ZIP 70340 scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Coastal Flooding
9.9
Hurricane
9.8
Drought
9.2
Tornado
8.8
Cold Wave
8.0
Extreme Heat
7.8
Lightning
7.1
Tsunami
5.4
Strong Wind
5.3
Earthquake
5.1
Volcanic Activity
5.1
Hail
5.0
Avalanche
4.5
Winter Weather
4.4
Ice Storm
4.4
Landslide
2.7
Wildfire
2.6
Riverine Flooding
1.0

How it compares

ZIP 70340
6.2
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 70340, Louisiana

ZIP 70340 in Amelia sits along the Gulf Coast. Its humid subtropical climate produces very hot summers, mild winters, and exceptionally high humidity, and notably a lengthy hurricane and tropical storm season. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 70340 carries an overall risk score of 6.2/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and drought.

Within Louisiana, ZIP 70340's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Louisiana identifies coastal flood as the foremost hazard, followed by hurricane and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 70340 residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 70340: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Risk for the surrounding area

Local Factors for ZIP 70340

These city-level factors differentiate ZIP 70340 from other communities in Louisiana County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.6/10

Coordinates

29.6697Β° N, 91.1043Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 70340

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.