🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 70394

Raceland, Louisiana

6.6out of 10
High Risk

Risk Summary for ZIP 70394

ZIP 70394 scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Tornado

All 18 Hazard Scores

Hurricane
9.8
Coastal Flooding
9.7
Tornado
9.5
Extreme Heat
9.3
Drought
8.8
Lightning
8.7
Cold Wave
8.4
Hail
6.8
Strong Wind
6.2
Earthquake
6.1
Winter Weather
6.0
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
3.4
Wildfire
2.9
Ice Storm
1.8
Riverine Flooding
1.0

How it compares

ZIP 70394
6.6
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 70394, Louisiana

ZIP 70394 in Raceland sits along the Gulf Coast. Its humid subtropical climate produces very hot summers, mild winters, and exceptionally high humidity, and notably a lengthy hurricane and tropical storm season. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 70394 carries an overall risk score of 6.6/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to coastal flood and tornado.

Within Louisiana, ZIP 70394's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Louisiana identifies hurricane as the foremost hazard, followed by coastal flood and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 70394's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 70394: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Risk for the surrounding area

Local Factors for ZIP 70394

These city-level factors differentiate ZIP 70394 from other communities in Louisiana County and provide geographic context for its hazard exposure.

Population

13,395

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

29.6945Β° N, 90.6140Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 70394

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.