🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 70438

Franklinton, Louisiana

6.8out of 10
High Risk

Risk Summary for ZIP 70438

ZIP 70438 scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Extreme Heat

All 18 Hazard Scores

Hurricane
9.7
Drought
9.2
Extreme Heat
8.6
Wildfire
8.3
Hail
7.6
Lightning
7.6
Tornado
7.5
Strong Wind
7.3
Ice Storm
6.8
Cold Wave
6.2
Earthquake
6.0
Winter Weather
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.7
Avalanche
4.5
Riverine Flooding
1.0

How it compares

ZIP 70438
6.8
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 70438, Louisiana

Located in the Deep South, ZIP 70438 serves the Franklinton community. The humid subtropical climate of this part of Louisiana β€” bringing very hot summers, mild winters, and exceptionally high humidity β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 70438's overall natural disaster risk is rated 6.8/10 (High) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include drought and heat.

Relative to other U.S. communities, ZIP 70438's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.1/10 state average. The hazard distribution here is led by hurricane and drought, as measured by FEMA across Louisiana. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 70438 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 70438: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Risk for the surrounding area

Local Factors for ZIP 70438

These city-level factors differentiate ZIP 70438 from other communities in Louisiana County and provide geographic context for its hazard exposure.

Population

19,349

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.3/10

Coordinates

30.8414Β° N, 90.1119Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 70438

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.