🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 70550

Lawtell, Louisiana

7.4out of 10
High Risk

Risk Summary for ZIP 70550

ZIP 70550 scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Lightning Hurricane

All 18 Hazard Scores

Drought
9.7
Lightning
9.7
Tornado
9.5
Hurricane
9.5
Cold Wave
9.4
Coastal Flooding
9.2
Extreme Heat
9.0
Ice Storm
8.7
Wildfire
7.0
Strong Wind
6.5
Earthquake
6.4
Hail
6.2
Winter Weather
5.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
4.2
Riverine Flooding
1.0

How it compares

ZIP 70550
7.4
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 70550, Louisiana

ZIP 70550 in Lawtell sits in the Deep South. Its humid subtropical climate produces very hot summers, mild winters, and exceptionally high humidity, and notably a lengthy hurricane and tropical storm season. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 70550 carries an overall risk score of 7.4/10, placing it in the high category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to lightning and hurricane.

Within Louisiana, ZIP 70550's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Louisiana identifies drought as the foremost hazard, followed by lightning and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 70550's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 70550: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Risk for the surrounding area

Local Factors for ZIP 70550

These city-level factors differentiate ZIP 70550 from other communities in Louisiana County and provide geographic context for its hazard exposure.

Population

34

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.0/10

Coordinates

30.5157Β° N, 92.1897Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 70550

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.