🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 70653

Merryville, Louisiana

6.3out of 10
High Risk

Risk Summary for ZIP 70653

ZIP 70653 scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Coastal Flooding Hurricane

All 18 Hazard Scores

Lightning
9.1
Coastal Flooding
8.9
Wildfire
8.8
Hurricane
8.8
Ice Storm
8.7
Drought
7.6
Extreme Heat
6.7
Cold Wave
6.0
Tornado
5.5
Hail
5.5
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.7
Avalanche
4.5
Strong Wind
4.4
Earthquake
4.2
Landslide
2.4
Riverine Flooding
1.0

How it compares

ZIP 70653
6.3
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 70653, Louisiana

ZIP 70653 covers part of the Merryville area, in the Deep South. The surrounding region experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 70653's composite natural disaster risk at 6.3 out of 10 β€” high risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for coastal flood and hurricane risk in their preparedness planning.

ZIP 70653's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are lightning, coastal flood, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 70653's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 70653: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Risk for the surrounding area

Local Factors for ZIP 70653

These city-level factors differentiate ZIP 70653 from other communities in Louisiana County and provide geographic context for its hazard exposure.

Population

3,184

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

30.6674Β° N, 93.5599Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 70653

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.