🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 71219

Baskin, Louisiana

5.6out of 10
Moderate Risk

Risk Summary for ZIP 71219

ZIP 71219 scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hurricane Extreme Heat

All 18 Hazard Scores

Drought
8.8
Hurricane
8.2
Extreme Heat
7.8
Hail
7.5
Tornado
6.9
Strong Wind
6.9
Ice Storm
6.9
Earthquake
6.0
Tsunami
5.4
Lightning
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
3.5
Wildfire
3.1
Landslide
2.5
Winter Weather
1.9
Riverine Flooding
1.0

How it compares

ZIP 71219
5.6
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 71219, Louisiana

ZIP 71219 in Baskin sits in the interior eastern United States. Its humid subtropical climate produces very hot summers, mild winters, and exceptionally high humidity, and notably a lengthy hurricane and tropical storm season. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 71219 carries an overall risk score of 5.6/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to hurricane and heat.

Within Louisiana, ZIP 71219's risk is, slightly below the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Louisiana identifies drought as the foremost hazard, followed by hurricane and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 71219's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 71219: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Risk for the surrounding area

Local Factors for ZIP 71219

These city-level factors differentiate ZIP 71219 from other communities in Louisiana County and provide geographic context for its hazard exposure.

Population

1,212

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

32.3234Β° N, 91.6842Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 71219

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.