🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 72064

Hazen, Arkansas

5.2out of 10
Moderate Risk

Risk Summary for ZIP 72064

ZIP 72064 scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Ice Storm Tornado

All 18 Hazard Scores

Earthquake
8.9
Ice Storm
8.4
Tornado
7.0
Hurricane
6.6
Extreme Heat
5.8
Tsunami
5.4
Hail
5.3
Drought
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
4.4
Winter Weather
4.0
Lightning
3.6
Landslide
3.3
Cold Wave
3.2
Wildfire
3.0
Riverine Flooding
1.0

How it compares

ZIP 72064
5.2
Arkansas avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 72064, Arkansas

Located in the interior eastern United States, ZIP 72064 serves the Hazen community. The humid subtropical climate of this part of Arkansas β€” bringing hot, humid summers and frequent severe thunderstorm activity β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 72064's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. Secondary hazards include ice storm and tornado.

Relative to other U.S. communities, ZIP 72064's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by earthquake and ice storm, as measured by FEMA across Arkansas. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 72064 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for ZIP 72064: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Risk for the surrounding area

Local Factors for ZIP 72064

These city-level factors differentiate ZIP 72064 from other communities in Arkansas County and provide geographic context for its hazard exposure.

Population

2,781

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.0/10

Coordinates

34.7946Β° N, 91.6123Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 72064

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Arkansas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.