🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 72839

Hagarville, Arkansas

6.5out of 10
High Risk

Risk Summary for ZIP 72839

ZIP 72839 scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Extreme Heat Tornado

All 18 Hazard Scores

Ice Storm
9.6
Tornado
8.2
Extreme Heat
8.2
Lightning
7.9
Earthquake
7.3
Wildfire
7.1
Landslide
7.1
Winter Weather
7.0
Strong Wind
6.5
Hurricane
5.8
Hail
5.5
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Cold Wave
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

ZIP 72839
6.5
Arkansas avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 72839, Arkansas

ZIP 72839 in Hagarville sits in the interior eastern United States. Its humid subtropical climate produces hot, humid summers and frequent severe thunderstorm activity, and notably a volatile spring storm season. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 72839 carries an overall risk score of 6.5/10, placing it in the high category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to heat and tornado.

Within Arkansas, ZIP 72839's risk is, near the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Arkansas identifies ice storm as the foremost hazard, followed by heat and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 72839's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 72839: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Risk for the surrounding area

Local Factors for ZIP 72839

These city-level factors differentiate ZIP 72839 from other communities in Arkansas County and provide geographic context for its hazard exposure.

Population

328

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.1/10

Coordinates

35.6513Β° N, 93.2638Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 72839

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Arkansas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.