🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 75942

Doucette, Texas

5.8out of 10
Moderate Risk

Risk Summary for ZIP 75942

ZIP 75942 scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Wildfire Ice Storm

All 18 Hazard Scores

Hurricane
9.2
Wildfire
8.8
Ice Storm
7.8
Lightning
7.6
Tornado
7.4
Cold Wave
7.2
Extreme Heat
6.3
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Strong Wind
4.9
Coastal Flooding
4.9
Winter Weather
4.8
Avalanche
4.5
Hail
4.0
Earthquake
3.8
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 75942
5.8
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 75942, Texas

ZIP 75942 covers part of the Doucette area, in the Deep South. The surrounding region experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 75942's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for wildfire and ice storm risk in their preparedness planning.

ZIP 75942's risk score, near the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are hurricane, wildfire, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 75942 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for ZIP 75942: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Risk for the surrounding area

Local Factors for ZIP 75942

These city-level factors differentiate ZIP 75942 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

30.8257Β° N, 94.4166Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 75942

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.