🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 76088

Weatherford, Texas

6.5out of 10
High Risk

Risk Summary for ZIP 76088

ZIP 76088 scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Wildfire Extreme Heat

All 18 Hazard Scores

Wildfire
9.7
Tornado
9.7
Extreme Heat
9.1
Hail
8.6
Cold Wave
8.5
Ice Storm
7.5
Lightning
7.1
Landslide
6.9
Hurricane
6.3
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
4.9
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.3
Drought
4.2
Strong Wind
3.5
Riverine Flooding
1.0

How it compares

ZIP 76088
6.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 76088, Texas

ZIP 76088 in Weatherford sits in the interior eastern United States. Its diverse climate produces an exceptionally varied climate from humid subtropical in the east to desert in the west, and notably overlapping tornado, hurricane, flood, and drought seasons. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 76088 carries an overall risk score of 6.5/10, placing it in the high category. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. The area also faces notable exposure to wildfire and heat.

Within Texas, ZIP 76088's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Texas identifies tornado as the foremost hazard, followed by wildfire and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 76088's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 76088: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Risk for the surrounding area

Local Factors for ZIP 76088

These city-level factors differentiate ZIP 76088 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

15,290

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.7/10

Coordinates

32.8455Β° N, 97.9035Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 76088

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.