🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 76930

Barnhart, Texas

3.6out of 10
Low Risk

Risk Summary for ZIP 76930

Below-average natural disaster risk. Fewer and less severe natural hazards affect this area.

Top Hazards

Wildfire Drought Tsunami

All 18 Hazard Scores

Wildfire
8.5
Drought
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.1
Hurricane
3.9
Strong Wind
2.6
Extreme Heat
2.5
Tornado
2.2
Winter Weather
2.2
Cold Wave
1.9
Ice Storm
1.8
Lightning
1.7
Landslide
1.6
Earthquake
1.3
Riverine Flooding
1.0

How it compares

ZIP 76930
3.6
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.