Natural Disaster Risk — ZIP Code 77481

Natural Hazard Profile: ZIP 77481, Texas

ZIP 77481 covers part of the Thompsons area, along the Gulf Coast. The surrounding region experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 77481's composite natural disaster risk at 7.9 out of 10 — high risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for tornado and heat risk in their preparedness planning.

ZIP 77481's risk score, considerably above the 5.6/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are lightning, tornado, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 77481's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.