🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 77541

Freeport, Texas

7.3out of 10
High Risk

Risk Summary for ZIP 77541

ZIP 77541 scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Tornado

All 18 Hazard Scores

Hurricane
9.8
Tornado
9.7
Coastal Flooding
9.7
Lightning
9.6
Extreme Heat
9.4
Wildfire
8.8
Ice Storm
8.8
Drought
8.6
Cold Wave
8.5
Strong Wind
6.5
Hail
6.5
Tsunami
5.4
Earthquake
5.3
Landslide
5.1
Volcanic Activity
5.1
Avalanche
4.5
Winter Weather
3.2
Riverine Flooding
1.0

How it compares

ZIP 77541
7.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 77541, Texas

ZIP 77541 covers part of the Freeport area, along the Gulf Coast. The surrounding region experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 77541's composite natural disaster risk at 7.3 out of 10 β€” high risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for coastal flood and tornado risk in their preparedness planning.

ZIP 77541's risk score, considerably above the 5.6/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are hurricane, coastal flood, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 77541 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 77541: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Risk for the surrounding area

Local Factors for ZIP 77541

These city-level factors differentiate ZIP 77541 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

16,996

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

29.0150Β° N, 95.3267Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 77541

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.