🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 77640

Port Arthur, Texas

7.9out of 10
High Risk

Risk Summary for ZIP 77640

ZIP 77640 scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Hurricane Tornado

All 18 Hazard Scores

Lightning
10.0
Tornado
9.9
Hurricane
9.9
Coastal Flooding
9.7
Cold Wave
9.7
Ice Storm
9.5
Extreme Heat
9.4
Wildfire
9.3
Drought
8.9
Strong Wind
8.6
Winter Weather
7.5
Earthquake
7.1
Hail
7.0
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
3.5
Riverine Flooding
1.0

How it compares

ZIP 77640
7.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 77640, Texas

ZIP 77640 covers part of the Port Arthur area, along the Gulf Coast. The surrounding region experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 77640's composite natural disaster risk at 7.9 out of 10 β€” high risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for hurricane and tornado risk in their preparedness planning.

ZIP 77640's risk score, considerably above the 5.6/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are lightning, hurricane, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 77640 residents benefit from taking preparedness seriously. Reviewing insurance coverage for lightning and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 77640: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Risk for the surrounding area

Local Factors for ZIP 77640

These city-level factors differentiate ZIP 77640 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

17,167

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.3/10

Coordinates

29.8802Β° N, 93.9415Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 77640

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.