🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 78007

Calliham, Texas

3.2out of 10
Low Risk

Risk Summary for ZIP 78007

ZIP 78007 scores 3.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tsunami Volcanic Activity

All 18 Hazard Scores

Hurricane
7.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.6
Avalanche
4.5
Wildfire
3.7
Cold Wave
2.7
Ice Storm
2.6
Hail
2.2
Extreme Heat
2.2
Tornado
2.0
Strong Wind
1.5
Landslide
1.5
Winter Weather
1.4
Earthquake
1.3
Lightning
1.3
Riverine Flooding
1.0

How it compares

ZIP 78007
3.2
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 78007, Texas

Located along the Gulf Coast, ZIP 78007 serves the Calliham community. The diverse climate of this part of Texas β€” bringing an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 78007's overall natural disaster risk is rated 3.2/10 (Low) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include tsunami and volcano.

Relative to other U.S. communities, ZIP 78007's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.6/10 state average. The hazard distribution here is led by hurricane and tsunami, as measured by FEMA across Texas. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 78007 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” hurricane β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 78007: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Risk for the surrounding area

Local Factors for ZIP 78007

These city-level factors differentiate ZIP 78007 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

196

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 28.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

28.4821Β° N, 98.4037Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 78007

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.