Natural Disaster Risk — ZIP Code 78574

Natural Hazard Profile: ZIP 78574, Texas

Located along the Gulf Coast, ZIP 78574 serves the Mission community. The diverse climate of this part of Texas — bringing an exceptionally varied climate from humid subtropical in the east to desert in the west — directly shapes the hazard exposure for properties in this postal area.

ZIP 78574's overall natural disaster risk is rated 8.2/10 (Very High) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include hurricane and drought.

Relative to other U.S. communities, ZIP 78574's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.6/10 state average. The hazard distribution here is led by cold wave and hurricane, as measured by FEMA across Texas. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

The very high risk environment in ZIP 78574 warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including cold wave. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.