Natural Disaster Risk — ZIP Code 78580

Natural Hazard Profile: ZIP 78580, Texas

Located along the Gulf Coast, ZIP 78580 serves the Raymondville community. The diverse climate of this part of Texas — bringing an exceptionally varied climate from humid subtropical in the east to desert in the west — directly shapes the hazard exposure for properties in this postal area.

ZIP 78580's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include hurricane and coastal flood.

Relative to other U.S. communities, ZIP 78580's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by cold wave and hurricane, as measured by FEMA across Texas. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 78580's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.