🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 79083

Stinnett, Texas

6.5out of 10
High Risk

Risk Summary for ZIP 79083

ZIP 79083 scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Hail

All 18 Hazard Scores

Drought
9.9
Wildfire
9.6
Hail
9.2
Winter Weather
9.1
Cold Wave
9.0
Tornado
8.1
Ice Storm
7.7
Strong Wind
7.1
Lightning
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.5
Avalanche
4.5
Extreme Heat
4.1
Landslide
2.9
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 79083
6.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 79083, Texas

ZIP 79083 covers part of the Stinnett area, in the arid interior West. The surrounding region experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 79083's composite natural disaster risk at 6.5 out of 10 β€” high risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for wildfire and hail risk in their preparedness planning.

ZIP 79083's risk score, slightly above the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are drought, wildfire, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 79083's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 79083: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Risk for the surrounding area

Local Factors for ZIP 79083

These city-level factors differentiate ZIP 79083 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

1,669

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.6/10

Coordinates

35.8736Β° N, 101.5142Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 79083

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.