🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 79839

Fort Hancock, Texas

3.9out of 10
Low Risk

Risk Summary for ZIP 79839

ZIP 79839 scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Drought Tsunami

All 18 Hazard Scores

Avalanche
8.6
Drought
8.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
3.8
Wildfire
3.5
Earthquake
3.4
Ice Storm
3.4
Hail
3.0
Lightning
2.9
Winter Weather
2.8
Extreme Heat
2.6
Strong Wind
2.5
Landslide
2.3
Cold Wave
1.8
Tornado
1.4
Riverine Flooding
1.0

How it compares

ZIP 79839
3.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 79839, Texas

ZIP 79839 covers part of the Fort Hancock area, in the Deep South. The surrounding region experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 79839's composite natural disaster risk at 3.9 out of 10 β€” low risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for drought and tsunami risk in their preparedness planning.

ZIP 79839's risk score, considerably below the 5.6/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are avalanche, drought, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 79839 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” avalanche β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 79839: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Risk for the surrounding area

Local Factors for ZIP 79839

These city-level factors differentiate ZIP 79839 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

1,416

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

31.3648Β° N, 105.6869Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 79839

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.