🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 82646

Natrona, Wyoming

6.0out of 10
High Risk

Risk Summary for ZIP 82646

ZIP 82646 scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Avalanche Wildfire

All 18 Hazard Scores

Winter Weather
9.7
Avalanche
9.6
Wildfire
9.4
Landslide
9.3
Earthquake
8.5
Cold Wave
8.5
Lightning
7.1
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.1
Coastal Flooding
4.9
Hail
4.8
Tornado
4.5
Drought
3.1
Extreme Heat
2.8
Hurricane
2.4
Strong Wind
1.7
Riverine Flooding
1.0

How it compares

ZIP 82646
6.0
Wyoming avg.
5.3
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 82646, Wyoming

ZIP 82646 in Natrona sits in the Great Plains. Its semi-arid climate produces high winds, cold winters, and significant snowfall at elevation, and notably blizzards and rapid weather changes. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 82646 carries an overall risk score of 6.0/10, placing it in the high category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to avalanche and wildfire.

Within Wyoming, ZIP 82646's risk is, slightly above the 5.3/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Wyoming identifies winter as the foremost hazard, followed by avalanche and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 82646 residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 82646: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Risk for the surrounding area

Local Factors for ZIP 82646

These city-level factors differentiate ZIP 82646 from other communities in Wyoming County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.4/10

Coordinates

42.9630Β° N, 106.7962Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 82646

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Wyoming

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.