🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 83327

Fairfield, Idaho

3.9out of 10
Low Risk

Risk Summary for ZIP 83327

ZIP 83327 scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Volcanic Activity Wildfire

All 18 Hazard Scores

Avalanche
9.9
Volcanic Activity
9.4
Wildfire
8.3
Landslide
6.1
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
3.3
Drought
2.6
Winter Weather
2.5
Hurricane
2.4
Extreme Heat
2.1
Cold Wave
1.9
Ice Storm
1.7
Tornado
1.4
Strong Wind
1.4
Hail
1.4
Lightning
1.4
Riverine Flooding
1.0

How it compares

ZIP 83327
3.9
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 83327, Idaho

ZIP 83327 in Fairfield sits in the Great Plains. Its semi-arid climate produces dry summers, cold winters, and significant wildfire risk, and notably a high fire danger period from July through September. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 83327 carries an overall risk score of 3.9/10, placing it in the low category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to volcano and wildfire.

Within Idaho, ZIP 83327's risk is, slightly below the 5.1/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Idaho identifies avalanche as the foremost hazard, followed by volcano and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, ZIP 83327 is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers avalanche β€” remains prudent for all residents.

What this means for ZIP 83327: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Risk for the surrounding area

Local Factors for ZIP 83327

These city-level factors differentiate ZIP 83327 from other communities in Idaho County and provide geographic context for its hazard exposure.

Population

1,037

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.3/10

Coordinates

43.5115Β° N, 114.7961Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 83327

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.