🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 85742

Tucson, Arizona

6.8out of 10
High Risk

Risk Summary for ZIP 85742

ZIP 85742 scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Wildfire Lightning

All 18 Hazard Scores

Wildfire
10.0
Extreme Heat
10.0
Lightning
9.8
Earthquake
9.3
Hail
9.3
Avalanche
9.0
Strong Wind
8.5
Winter Weather
8.3
Drought
7.3
Landslide
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.6
Tornado
4.5
Cold Wave
1.5
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

ZIP 85742
6.8
Arizona avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 85742, Arizona

ZIP 85742 in Tucson sits in the arid interior West. Its desert climate produces intense summer heat and very low annual precipitation, and notably a summer monsoon season bringing flash flood risk. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 85742 carries an overall risk score of 6.8/10, placing it in the high category. Extreme heat is the top natural hazard concern, with summer temperatures regularly reaching dangerous thresholds that pose serious health risks, particularly for elderly and outdoor workers. The area also faces notable exposure to wildfire and lightning.

Within Arizona, ZIP 85742's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Arizona identifies heat as the foremost hazard, followed by wildfire and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 85742 residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 85742: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Risk for the surrounding area

Local Factors for ZIP 85742

These city-level factors differentiate ZIP 85742 from other communities in Arizona County and provide geographic context for its hazard exposure.

Population

31,613

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 10.0/10

Coordinates

32.3898Β° N, 111.0511Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 85742

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Arizona

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.