🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 86514

Teec Nos Pos, Arizona

6.4out of 10
High Risk

Risk Summary for ZIP 86514

ZIP 86514 scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Wildfire Volcanic Activity

All 18 Hazard Scores

Lightning
9.9
Wildfire
9.8
Volcanic Activity
9.6
Landslide
9.4
Winter Weather
9.2
Avalanche
9.1
Earthquake
7.2
Cold Wave
6.7
Ice Storm
6.1
Drought
5.6
Extreme Heat
5.4
Tsunami
5.4
Coastal Flooding
4.9
Hurricane
4.1
Strong Wind
2.0
Hail
2.0
Tornado
1.6
Riverine Flooding
1.0

How it compares

ZIP 86514
6.4
Arizona avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 86514, Arizona

ZIP 86514 covers part of the Teec Nos Pos area, in the Great Plains. The surrounding region experiences intense summer heat and very low annual precipitation, with a summer monsoon season bringing flash flood risk shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 86514's composite natural disaster risk at 6.4 out of 10 β€” high risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for wildfire and volcano risk in their preparedness planning.

ZIP 86514's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are lightning, wildfire, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, ZIP 86514 residents benefit from taking preparedness seriously. Reviewing insurance coverage for lightning and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 86514: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Risk for the surrounding area

Local Factors for ZIP 86514

These city-level factors differentiate ZIP 86514 from other communities in Arizona County and provide geographic context for its hazard exposure.

Population

2,519

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

36.9049Β° N, 109.3203Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 86514

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Arizona

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.