Natural Disaster Risk — ZIP Code 89047

Silverpeak, Nevada

4.1out of 10

Moderate Risk

Risk Summary for ZIP 89047

Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.

Top Hazards

Volcanic Activity Avalanche Earthquake

All 18 Hazard Scores

Volcanic Activity

9.4

Avalanche

8.9

Earthquake

7.3

Drought

7.0

Tsunami

5.4

Landslide

5.1

Extreme Heat

4.9

Coastal Flooding

4.9

Wildfire

4.3

Hurricane

2.4

Winter Weather

1.9

Lightning

1.7

Cold Wave

1.7

Strong Wind

1.4

Tornado

1.3

Hail

1.3

Ice Storm

1.3

Riverine Flooding

1.0

How it compares

ZIP 89047

4.1

Nevada avg.

5.1

US national avg.

4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk — standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Other cities in Nevada

North Las Vegas6.5/10 Las Vegas6.5/10 Henderson6.5/10 Sparks7.0/10 Reno7.0/10 Carson City5.3/10 Pahrump5.8/10 Elko5.5/10

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.