Natural Disaster Risk — ZIP Code 89460

Natural Hazard Profile: ZIP 89460, Nevada

ZIP 89460 covers part of the Gardnerville area, in the western mountain region near the Pacific Coast. The surrounding region experiences extreme summer heat and very low precipitation, with intense heat waves in summer shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 89460's composite natural disaster risk at 5.9 out of 10 — moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for earthquake and winter risk in their preparedness planning.

ZIP 89460's risk score, slightly above the 5.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are wildfire, earthquake, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 89460 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.