Natural Disaster Risk — ZIP Code 89821

Natural Hazard Profile: ZIP 89821, Nevada

Located in the western mountain region near the Pacific Coast, ZIP 89821 serves the Crescent Valley community. The desert climate of this part of Nevada — bringing extreme summer heat and very low precipitation — directly shapes the hazard exposure for properties in this postal area.

ZIP 89821's overall natural disaster risk is rated 4.1/10 (Moderate) by FEMA's National Risk Index. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. Secondary hazards include wildfire and avalanche.

Relative to other U.S. communities, ZIP 89821's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.1/10 state average. The hazard distribution here is led by volcano and wildfire, as measured by FEMA across Nevada. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 89821's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.