🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 93265

Springville, California

6.6out of 10
High Risk

Risk Summary for ZIP 93265

ZIP 93265 scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Avalanche Earthquake

All 18 Hazard Scores

Extreme Heat
9.9
Wildfire
9.8
Earthquake
9.8
Landslide
9.8
Volcanic Activity
9.8
Avalanche
9.8
Lightning
9.6
Hail
9.3
Drought
9.0
Tsunami
5.4
Coastal Flooding
4.9
Tornado
3.9
Strong Wind
3.6
Winter Weather
3.4
Hurricane
2.4
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

ZIP 93265
6.6
California avg.
5.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 93265, California

Located in the western mountain region near the Pacific Coast, ZIP 93265 serves the Springville community. The Mediterranean climate of this part of California β€” bringing dry summers and mild, wet winters with pronounced drought cycles β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 93265's overall natural disaster risk is rated 6.6/10 (High) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include avalanche and earthquake.

Relative to other U.S. communities, ZIP 93265's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by heat and avalanche, as measured by FEMA across California. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 93265's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 93265: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Risk for the surrounding area

Local Factors for ZIP 93265

These city-level factors differentiate ZIP 93265 from other communities in California County and provide geographic context for its hazard exposure.

Population

3,397

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Mild Temperate

Latitude 36.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

36.2071Β° N, 118.7088Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 93265

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in California

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.