🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 93650

Fresno, California

6.7out of 10
High Risk

Risk Summary for ZIP 93650

ZIP 93650 scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Earthquake Wildfire

All 18 Hazard Scores

Drought
10.0
Wildfire
9.9
Earthquake
9.9
Extreme Heat
9.8
Landslide
9.8
Hail
9.6
Volcanic Activity
9.6
Avalanche
9.1
Lightning
8.7
Tornado
6.2
Tsunami
5.4
Coastal Flooding
4.9
Winter Weather
2.8
Strong Wind
2.6
Hurricane
2.4
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

ZIP 93650
6.7
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 93650, California

ZIP 93650 in Fresno sits in the western mountain region near the Pacific Coast. Its Mediterranean climate produces dry summers and mild, wet winters with pronounced drought cycles, and notably a critical fire season from late summer through fall. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 93650 carries an overall risk score of 6.7/10, placing it in the high category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to earthquake and wildfire.

Within California, ZIP 93650's risk is, slightly above the 5.9/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of California identifies drought as the foremost hazard, followed by earthquake and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 93650's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 93650: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Risk for the surrounding area

Local Factors for ZIP 93650

These city-level factors differentiate ZIP 93650 from other communities in California County and provide geographic context for its hazard exposure.

Population

3,333

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Mild Temperate

Latitude 36.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

36.8403Β° N, 119.8004Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 93650

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in California

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.